Buy House in Netherlands

Buy a house in the Netherlands, living and working in the Netherlands as foreigners, and taking out a Dutch mortgage? Need help bidding on a home? Want to know the rules for buying and applying for a mortgage? Lexwonen is real estate agent and mortgage Advisor and is helping Expats, foreigners and Immigrants with Mortgage.

Buy House in Netherlands and take out a Mortgage

In the Netherlands is are rules dificult. Sufficiënt income isn’t enough to buy a house. You also need to be able to accurately estimate the property’s value. Don’t assume that the asking price of a house in the Netherlands represents its true Value. Foreigners or Expats can buy a house in the Netherlands including a mortgage under certain conditions.

Buying a house in the Netherlands, know the market value‼️

If you’re buying a house in the Netherlands, be sure to know the appraised value, also known as market value. 

• The maximum mortgage on a house is 100% of the market value.
• A mortgage must be based on your income.
  For example: You can get a mortgage based on an income of €500.000. The appraised value is €400,000. The maximum mortgage is €400.000.

Order of work for Dutch Mortgage

1. Check Identification 
2. Residence permit
3. Permanent contract Employer
4. Check Own money
5. Value house for Sale
6. Calculate your bid

Fot Buy a house in Netherlands and to get a Dutch Mortgage, Call Lexwonen 7 days a week.

For expats or foreigners we must be available every day. Call 0031-6-83944458.

Why you can not buy a house only

Buying a house alone is not possible because:

• no idea about Dutch Law

• no idea about Value
• no idea about Mortgage
• no idea about purchase agreement and Notary

Read also the page https://lexwonen.nl/highly-skilled-migrant-buy-a-house/

Mortgage conditions in the  Netherlands

There are conditions if you want to buy a house in Netherlands and get Mortgage:

• employer’s declaration (ask administration)

• pay slip

• Pay tax in Netherlands
• No loan elsewhere

During the assessment you may be required to submit further documents. Buying a house in the Netherlands

Can’t get a mortgage? Request a rejection

Are you going to buy a house and arrange a mortgage on your own? If you don’t get a mortgage, make sure you get a rejection. If you do not do this, you will owe an amount of 10% of the purchase price. This is stated in the purchase agreement.